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Repairing Your Credit

In order to get business loans and other types of financing, you may find you need to repair your personal credit. These resources can help you get your credit back on track.

Operation Hope
Operation Hope offers free Credit Counseling Seminars twice a month at its office in the Fruitvale District. Their free one on one counseling sessions help identify basic credit, debt and budgeting issues so that individuals can improve their personal credit and financial profile. The organization also offers more in-depth money management and entrepreneurship classes.

Consumer Credit Counseling Services 
CCCS works directly with individuals via phone, online, or in person to help repair credit, pay down debt and manage money. Counselors are available via phone 24/7.  


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The Business Assistance Center Website is a public-private partnership project of the
City of Oakland and One PacificCoast Foundation